QuantyPhi Launches ALM360, a Unified Balance Sheet Management Platform for Credit Unions
QuantyPhi, a wholly owned CUSO of Corporate Central, is proud to announce the launch of ALM360, a comprehensive platform delivered through Beastro that unifies Asset/Liability Management (ALM), CECL modeling, financial simulation and optimization, liquidity reporting, profitability analysis, trading workflows, and peer benchmarking into a single, integrated platform. ALM360 centralizes data, assumptions, and calculations so every function draws from one source of truth, enabling faster, more confident decisions and actionable insights across the balance sheet.
ALM360 integrates ALM with broader balance sheet strategy, creating a unified framework for informed decision-making. It equips credit unions with powerful tools to analyze balance sheet risks, design strategies, and validates those strategies through advanced modeling, trade simulation, and optimization, delivering clarity and confidence at every step of the strategic process.
Thirteen modules. One platform.
Within Beastro, ALM360 brings together thirteen services in an integrated workflow:
- ALM Modeling – NEV, NII, NI simulation across multiple scenarios
- Simplified ALM Modeling – Rapid projections using Call Report data
- Liquidity Reporting – Real-time liquidity analysis and coverage metrics
- CECL Modeling – PD-LGD – Probability of Default/Loss Given Default
- CECL Modeling – SCALE – Simplified CECL Allowance Loss Estimator
- Financial Simulation – Financial planning and forecasting
- Optimization – Strategy determination and testing
- Trade Simulation – Pre-trade impact analysis
- Investment Performance Reports – Comprehensive returns and risk insights
- Peer Analytics – Benchmarking against custom peer groups
- Profitability – Product and portfolio performance
- Loan Trading – Whole loan portfolios and participations
- Investment Trading – Fixed income securities (coming soon)
ALM360 addresses the longstanding challenge of siloed and fragmented balance sheet management by bringing together all essential functions, including ALM and CECL modeling, scenario and simulation testing, comprehensive analytics, and loan and investment marketplaces, into one integrated solution. Credit unions gain the ability to see the full picture of their balance sheet risks, design and test strategies, and make confident decisions backed by real-time insights. This unified approach empowers credit unions to adapt quickly, optimize performance, and stay ahead in a dynamic financial environment.
“With ALM360, balance sheet management moves from siloed analysis to a single strategic framework,” said Adam Stone, President of QuantyPhi. “It gives credit unions the visibility to understand risk, the ability to test ideas, and the confidence to set a long‑term course. The future of balance sheet management is now here.”
“Corporate Central develops platforms that simplify complexity and create measurable value for members,” said Chris Felton, President and CEO of Corporate Central. “ALM360 embodies that commitment by bringing strategy, risk, liquidity, and execution together in one place so teams can act quickly and responsibly.”
To accompany the launch, QuantyPhi has published a new white paper The Unified Balance Sheet Management Platform for Credit Unions, outlining how unified modeling improves strategic clarity and governance for institutions of all sizes. QuantyPhi will also highlight ALM360 capabilities through an ongoing webinar series, ALM360 Spotlight: Modernizing Balance Sheet Management, building on recent sessions that previewed the platform for credit union leaders. Each session offers practical strategies for optimizing balance sheet performance, managing risk, and leveraging ALM360’s integrated tools.