What kinds of reports does the Liquidity Reporting module support?

The ALM360 Liquidity Reporting module provides a comprehensive suite of reports designed to help credit unions identify liquidity mismatches, manage funding, and support regulatory and strategic decision-making. Key reports include: Liquidity Gap Report: Highlights mismatches between projected cash inflows and outflows, helping institutions proactively manage funding needs. Uses and Sources Report: Details the sources of liquidity and how funds are used, supporting contingency planning and stress testing. Liquidity Management (CFP) Report: Supports contingency funding planning, enabling credit unions to prepare for unexpected market events and regulatory requirements. Integrated Dashboards: Visualize liquidity position, funding gaps, and scenario outcomes to support ALCO and Board reporting. Scenario Modeling: Simulate the impact of various stress scenarios on liquidity, including deposit runoff, borrowing capacity, and investment maturities.

Liquidity Reporting

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Overview

Optimize your credit union’s liquidity with ALM360.
QuantyPhi’s ALM360 Liquidity Reporting module empowers credit unions to proactively manage liquidity risk, optimize their balance sheet, and ensure regulatory compliance. Built on a unified modeling engine, this solution delivers insights and actionable analytics, helping institutions maintain resilience in any market environment.

Key Features

Real-time liquidity coverage metrics for immediate visibility
Cash-flow projections and funding gap analytics
Scenario-based stress testing and contingency planning
Integrated with ALM360’s unified platform for seamless data and workflow

Benefits

Enhanced Visibility:
Instantly assess your liquidity position and identify potential risks before they impact your institution.
Strategic Planning:
Model cash flows, deposit runoff, borrowing capacity, and investment maturities to inform funding strategies.
Integrated Decision-Making:
Full integration with all ALM360 modules allows you to leverage consistent data across ALM, CECL, and budgeting modules for holistic balance sheet optimization.
Operational Efficiency:
Reduce manual processes and errors with automated reporting and analytics based off your ALM risk profile and cash flows.

How it Works

The Liquidity Reporting module simulates the effects of various stress scenarios on your credit union’s liquidity position. By modeling key drivers such as cash flows and deposit behavior, the platform enables institutions to plan for contingencies, meet regulatory expectations, and optimize funding strategies. All analytics are powered by ALM360’s shared data model, ensuring consistency and reliability across every report and scenario.

Use Cases

Liquidity stress testing and examiner readiness
Internal contingency planning for unexpected market events
Strategic funding analysis to support growth and stability
Board and ALCO reporting with clear, actionable insights

ALM360 Liquidity Reporting FAQs

ALM360 is a unified, end-to-end platform that integrates liquidity modeling, ALM, trading, and reporting. Unlike competitors that require multiple vendors or disconnected systems, ALM360 delivers all essential tools in one seamless solution, powered by a single modeling engine.

All outputs are based on transparent assumptions and a single source of truth for ALCO and Board reporting. The platform reduces operational risk by replacing multiple tools and service contracts with one integrated solution.

The ALM360 Liquidity Reporting module provides a comprehensive suite of reports designed to help credit unions identify liquidity mismatches, manage funding, and support regulatory and strategic decision-making. Key reports include:

Liquidity Gap Report: Highlights mismatches between projected cash inflows and outflows, helping institutions proactively manage funding needs.
Uses and Sources Report: Details the sources of liquidity and how funds are used, supporting contingency planning and stress testing.
Liquidity Management (CFP) Report: Supports contingency funding planning, enabling credit unions to prepare for unexpected market events and regulatory requirements.
Integrated Dashboards: Visualize liquidity position, funding gaps, and scenario outcomes to support ALCO and Board reporting.
Scenario Modeling: Simulate the impact of various stress scenarios on liquidity, including deposit runoff, borrowing capacity, and investment maturities.

Yes. ALM360’s peer analytics module enables benchmarking against custom peer groups, supporting strategic planning, regulatory exams, and board presentations with actionable insights tailored to the credit union industry.

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