<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
  <!-- Homepage -->
  <url><loc>https://quantyphi.com/</loc><changefreq>weekly</changefreq><priority>1.0</priority></url>

  <!-- ALM360 -->
  <url><loc>https://quantyphi.com/services/alm360</loc><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://quantyphi.com/services/alm360/alm-modeling</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://quantyphi.com/services/alm360/simplified-alm-modeling</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://quantyphi.com/services/alm360/cecl-modeling</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://quantyphi.com/services/alm360/liquidity-reporting</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://quantyphi.com/services/alm360/financial-simulation</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://quantyphi.com/services/alm360/profitability-analysis</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://quantyphi.com/services/alm360/trade-simulation</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://quantyphi.com/services/alm360/optimization</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://quantyphi.com/services/alm360/peer-analytics</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://quantyphi.com/services/alm360/loan-central</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://quantyphi.com/services/alm360/investment-performance-reports</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://quantyphi.com/services/alm360/investment-trading-marketplace</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>

  <!-- Investing / Liquidity -->
  <url><loc>https://quantyphi.com/services/investing-liquidity</loc><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://quantyphi.com/services/investing-liquidity/benchmarking</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://quantyphi.com/services/investing-liquidity/bond-accounting</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://quantyphi.com/services/investing-liquidity/simplicd-issuing-investing</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>

  <!-- Consulting -->
  <url><loc>https://quantyphi.com/services/consulting</loc><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://quantyphi.com/services/consulting/alm-validation</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://quantyphi.com/services/consulting/current-expected-credit-loss-validation</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://quantyphi.com/services/consulting/liquidity-framework-review</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://quantyphi.com/services/consulting/mortgage-servicing-rights-analysis</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://quantyphi.com/services/consulting/non-maturity-deposit-analysis</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://quantyphi.com/services/consulting/policy-review</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://quantyphi.com/services/consulting/board-alco-training</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>

  <!-- Education -->
  <url><loc>https://quantyphi.com/events</loc><changefreq>weekly</changefreq><priority>0.8</priority></url>
  <url><loc>https://quantyphi.com/white-papers-and-articles</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://quantyphi.com/informational-videos</loc><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://quantyphi.com/industry-and-financial-reads</loc><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://quantyphi.com/due-diligence</loc><changefreq>monthly</changefreq><priority>0.6</priority></url>

  <!-- About -->
  <url><loc>https://quantyphi.com/about/our-story</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://quantyphi.com/about/careers</loc><changefreq>weekly</changefreq><priority>0.7</priority></url>
  <url><loc>https://quantyphi.com/about/quantyphi-team</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://quantyphi.com/about/quantyphi-team/adam-stone</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://quantyphi.com/about/quantyphi-team/grant-peyron</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://quantyphi.com/about/quantyphi-team/kyle-kabara</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://quantyphi.com/about/quantyphi-team/wade-cooper</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://quantyphi.com/about/quantyphi-team/max-bade</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://quantyphi.com/about/contact-us</loc><changefreq>monthly</changefreq><priority>0.8</priority></url>

  <!-- Press & News -->
  <url><loc>https://quantyphi.com/about/press-releases</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://quantyphi.com/about/press-releases/max-bade-joins-quantyphi</loc><changefreq>yearly</changefreq><priority>0.5</priority></url>
  <url><loc>https://quantyphi.com/about/press-releases/quantyphi-launches-alm360</loc><changefreq>yearly</changefreq><priority>0.5</priority></url>
  <url><loc>https://quantyphi.com/about/press-releases/kyle-kabara-joins-quantyphi</loc><changefreq>yearly</changefreq><priority>0.5</priority></url>
  <url><loc>https://quantyphi.com/about/press-releases/cecl-validation-service-launch</loc><changefreq>yearly</changefreq><priority>0.5</priority></url>
  <url><loc>https://quantyphi.com/about/press-releases/msr-valuation-white-paper</loc><changefreq>yearly</changefreq><priority>0.5</priority></url>
  <url><loc>https://quantyphi.com/about/press-releases/adam-stone-president-announcement</loc><changefreq>yearly</changefreq><priority>0.5</priority></url>
  <url><loc>https://quantyphi.com/about/newsletter</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://quantyphi.com/about/newsletter/march-2026-quantyphi-quarterly</loc><changefreq>yearly</changefreq><priority>0.4</priority></url>
  <url><loc>https://quantyphi.com/about/newsletter/december-2025-alm360-quantyphi-quarterly</loc><changefreq>yearly</changefreq><priority>0.4</priority></url>
  <url><loc>https://quantyphi.com/about/newsletter/september-2025-quantyphi-quarterly</loc><changefreq>yearly</changefreq><priority>0.4</priority></url>
  <url><loc>https://quantyphi.com/about/newsletter/june-2025-quantyphi-quarterly</loc><changefreq>yearly</changefreq><priority>0.4</priority></url>
  <url><loc>https://quantyphi.com/about/newsletter/march-2025-quantyphi-quarterly</loc><changefreq>yearly</changefreq><priority>0.4</priority></url>
  <url><loc>https://quantyphi.com/about/newsletter/december-2024-quantyphi-quarterly</loc><changefreq>yearly</changefreq><priority>0.4</priority></url>
  <url><loc>https://quantyphi.com/about/newsletter/september-2024-quantyphi-quarterly</loc><changefreq>yearly</changefreq><priority>0.4</priority></url>
  <url><loc>https://quantyphi.com/about/newsletter/june-2024-quantyphi-quarterly</loc><changefreq>yearly</changefreq><priority>0.4</priority></url>
  <url><loc>https://quantyphi.com/about/newsletter/march-2024-quantyphi-quarterly</loc><changefreq>yearly</changefreq><priority>0.4</priority></url>
  <url><loc>https://quantyphi.com/about/email-subscriptions</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>

  <!-- Legal -->
  <url><loc>https://quantyphi.com/disclosures</loc><changefreq>yearly</changefreq><priority>0.3</priority></url>
  <url><loc>https://quantyphi.com/privacy</loc><changefreq>yearly</changefreq><priority>0.3</priority></url>

  <!-- June 2026 newsletter -->
  <url><loc>https://quantyphi.com/about/newsletter/june-2026-quantyphi-quarterly</loc><changefreq>yearly</changefreq><priority>0.4</priority></url>

  <!-- White papers (articles) -->
  <url><loc>https://quantyphi.com/whitepapers/this-time-things-will-be-different</loc><changefreq>yearly</changefreq><priority>0.5</priority></url>
  <url><loc>https://quantyphi.com/whitepapers/do-we-need-an-alm-validation</loc><changefreq>yearly</changefreq><priority>0.5</priority></url>
  <url><loc>https://quantyphi.com/whitepapers/the-money-came-now-what</loc><changefreq>yearly</changefreq><priority>0.5</priority></url>
  <url><loc>https://quantyphi.com/whitepapers/what-did-i-just-buy</loc><changefreq>yearly</changefreq><priority>0.5</priority></url>
  <url><loc>https://quantyphi.com/whitepapers/whats-next</loc><changefreq>yearly</changefreq><priority>0.5</priority></url>
  <url><loc>https://quantyphi.com/whitepapers/what-is-driving-your-decision-process</loc><changefreq>yearly</changefreq><priority>0.5</priority></url>
  <url><loc>https://quantyphi.com/whitepapers/modern-alm-for-smaller-credit-unions</loc><changefreq>yearly</changefreq><priority>0.5</priority></url>

  <!-- White paper PDF assets (canonical paths for indexed downloads) -->
  <url><loc>https://quantyphi.com/whitepapers/msr-whitepaper.pdf</loc><changefreq>yearly</changefreq><priority>0.5</priority></url>
  <url><loc>https://quantyphi.com/whitepapers/investing-made-simple.pdf</loc><changefreq>yearly</changefreq><priority>0.5</priority></url>
  <url><loc>https://quantyphi.com/whitepapers/10-year-treasury-yield-vs-tips-spread.pdf</loc><changefreq>yearly</changefreq><priority>0.5</priority></url>
  <url><loc>https://quantyphi.com/whitepapers/alm360-whitepaper.pdf</loc><changefreq>yearly</changefreq><priority>0.5</priority></url>
</urlset>
