Overview
Unlock Strategic Risk Management and Balance Sheet Analytics
The Simplified ALM Modeling module is purpose-built for credit unions seeking a fast, accessible, and cost-effective way to participate in ALM360’s strategic planning and risk management capabilities. This module is especially valuable for smaller institutions that may not have the resources, data infrastructure, or operational scale required for full ALM Modeling, or larger credit unions looking for insightful balance sheet analytics to supplement their current ALM Modeling and unlock the potential of additional ALM360 modules.
Why choose the Simplified ALM Modeling module?
Lower barrier to entry
Simplified ALM Modeling requires only Call Report data, eliminating the need for complex implementations or manual efforts as ALM360 contains integrations that automatically ingest your credit union’s Call Report data every quarter. This makes advanced balance sheet management accessible to credit unions of all sizes, including those with limited resources or smaller teams.
Immediate value
Credit unions can quickly generate essential projections for Net Economic Value (NEV), Net Interest Income (NII), and Net Income, as well as additional balance sheet analytics. These insights empower leadership to make informed decisions about risk, earnings, and strategic direction, without waiting for lengthy onboarding or data migration.
Seamless integration and consistency
The module shares the same interface, workflows, and reporting formats as ALM360’s full ALM Modeling. This ensures consistent user experience across the platform, reduces learning curves, and supports broad adoption among staff and stakeholders.
Strategic participation
Even without full data onboarding, credit unions using Simplified ALM Modeling gain access to the platform’s strategic decision-making tools. This means institutions can actively engage in risk oversight, scenario planning, strategy development and execution, and board and ALCO level discussions, demonstrating a commitment to sound governance and regulatory readiness.
Modular growth path
As your credit union’s needs evolve, Simplified ALM Modeling provides a clear upgrade path to full ALM Modeling and deeper, instrument-level analytics. All modules share the same underlying model, so transitioning is seamless.
Cost-efficient onboarding
By reducing the time and resources needed to get started, Simplified ALM Modeling makes it possible for resource-constrained institutions to benefit from advanced risk management and planning tools. This supports both immediate operational needs and long-term strategic growth.
Inclusive for all sizes
Simplified ALM Modeling in ALM360 gives small credit unions an easy, intuitive way to manage interest rate risk without needing deep technical expertise. For larger credit unions, it streamlines complex modeling by automating Call Report data integration and providing insightful analytics and actionable insights across their balance sheet. This approach ensures scalability and efficiency, making balance sheet risk management accessible for all sizes.
