Trade Simulation

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Overview

Transforming credit union balance sheets for strategic growth.
The ALM360 Trade Simulation module from QuantyPhi is designed exclusively for credit unions seeking smarter, data-driven balance sheet optimization. With advanced analytics and scenario modeling, Trade Simulation empowers your team to evaluate the impact of potential trades, before you execute, so you can make confident decisions that benefit your balance sheet and financial performance.

How does the Trade Simulation module work?

The Trade Simulation module is designed to close the gap between idea and execution.

Model Multiple Strategies
Simulate buy, fund, or swap scenarios with instrument-level analytics and portfolio optimization. Evaluate several paths side by side and choose the combination that best balances income, risk, liquidity, and policy constraints.

Real-Time Analytics
See projected impacts on ALM, liquidity, and capital before executing trades. The system updates positions and reports automatically after each transaction, so you always have the latest data.

Transparent Marketplaces
Move confidently from simulation to execution and benefit from full transparency into investment and loan inventory and pricing.

Integrated Reporting
Produce on-demand reports covering duration, yield, credit exposure, and contribution to risk. Consistent numbers across analytics and reporting mean less time assembling packets and a clearer story for stakeholders.

What are the key benefits of the Trade Simulation module?

Pre-Trade Impact Analysis
Instantly see how investment or loan transactions will affect Net Economic Value (NEV), Net Interest Income (NII), and other key ratios.

Scenario-Based Strategy
Compare multiple trade strategies side by side to identify the best approach for your credit union’s balance sheet.

Unified Data Foundation
Every simulation uses consistent data and assumptions, eliminating conflicting outputs and manual reconciliation.

Integrated Reporting
Generate actionable reports for ALCO, board, and regulatory needs from a single source of truth.

Why choose the Trade Simulation module?

Purpose-Built for Trade Decisions
The Trade Simulation module is designed specifically to help credit unions evaluate the impact of potential trades before execution. It provides actionable insights for investment and loan strategies, so you can make decisions with confidence.

Scenario Modeling
Instantly simulate multiple trade strategies and see how each affects Net Economic Value (NEV), Net Interest Income (NII), and other financial ratios. This empowers your team to compare options and select the best path for your institution’s balance sheet.

Transparent Results
Every simulation uses consistent, real-time data, so you can trust the results and present clear, auditable reports to your ALCO, board, and examiners.

FAQs

Trade Simulation provides instant feedback on how proposed trades will affect your balance sheet. By modeling transactions before execution, credit unions can avoid surprises and choose strategies that best fit their goals for liquidity, earnings, and risk.

Yes. The module allows you to simulate the impact of buying, selling, or swapping both investments and loans, helping you understand how each transaction will affect key financial metrics.

Absolutely. Trade Simulation lets you run several scenarios side by side, so you can evaluate different approaches and select the one that aligns best with your institution’s objectives.

The module produces reports that can be used for ALCO, board, and regulatory needs. These reports are generated from the same data foundation as your simulations, ensuring consistency and accuracy.

Results are available immediately. As soon as you input a potential transaction, the module calculates the projected balance sheet impact, allowing for rapid analysis and decision-making.

QuantyPhi offers onboarding assistance, training resources, and ongoing support to help your team get the most out of the Trade Simulation module.

Ready to see ALM360 in action?

Trade Simulation can help your credit union make smarter, faster decisions by modeling the impact of trades before execution, optimizing your balance sheet, and strengthening liquidity with real-time analytics.

Book an ALM360 demo with QuantyPhi today to experience how Trade Simulation delivers clarity and confidence for every strategic move.

Book an ALM360 Demo

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