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ALM Modeling



Overview

Asset Liability Management (ALM) is a process used to manage business and financial objectives of your credit union by assessing and evaluating assets and liabilities in an integrated manner. The process is characterized by an ongoing review, modification, and revision (if necessary) of asset and liability management strategies so that income and price sensitivity to interest rate changes are confined within acceptable tolerance levels for your credit union. 

QuantyPhi’s sophisticated ALM modeling solution provides detailed analytics and helps manage risks and ensure stability by aligning an institution’s assets and liabilities. Our model solution provides a granular and holistic approach, allowing for ease in setting assumptions and providing a detailed output report relevant for management, ALCO, and the board. 



Key Benefits

  • Accurate, compliant modeling to assist in keeping risk exposure low while maximizing opportunity during good times and bad
  • Better understand your risk exposure and restructure for optimal performance
  • Gain the information you need to withstand unfavorable market conditions
  • ALM training and education to help your staff measurements of interest rate risk, interpret ALM reports, review ALM assumptions, and build better business strategies
  • Use your ALM forecast to analyze your ALM process, provide benchmark reports and strategies, and fine tune your balance sheet

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More Services

ALM Validation

ALM model validation assures credit union leadership that the interest rate risk measurement process accurately displays the risk exposure of their credit union and follows all regulatory guidelines. 

Board / ALCO Training

QuantyPhi provides ALM, investment, liquidity, and risk management training through individual, in-person, or virtual meetings, seminars, and workshops. 

Investment Advisory

QuantyPhi and Corporate Central, through our partnership with Concourse Financial Group Securities, Inc., offers credit unions an Investment Advisory service to help reach goals of balance sheet optimization.